Kotak Credit Risk Fund - Growth

Debt: Credit Risk Open Ended Scheme
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NAV
₹ 31.02 ₹ -0.02 (-0.07 %)
as on 13-05-2026
Asset Size (AUM)
761.17 Cr
Launch Date
May 01, 2010
Invest in this scheme
Investment Objective
The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund. There is no assurance that the investment objective of the Schemes will be realised.
Minimum Investment 100.0
Minimum Top-up 100.0
Investment Returns Since Launch in May 01, 2010
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7.31

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.0 %
Expense Ratio
1.71%
Volatility
1.99 %
Fund House
Kotak Mahindra Mutual Fund
Fund Manager
Mr. Vihag Mishra and Mr. Deepak Agrawal
Key Features
Scheme description
This fund has low risk compared to hybrid funds. It invests minimum of 65% of its assets in coroprate bonds in below highest rated instruments. It is suitable for investors with moderate risk taking ability wanting to earn bit higher over other debt funds. Minimum investment horizon can be few years.
Minimum Purchase Application Amount
Rs. 100.0 (plus in multiples of Rs. 100.0)
Entry Load
Not applicable
Exit Load
For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. If units redeemed or switched out are in excess of the limit within 1year from the date of allotment: 1% If units are redeemed or switched out on or after 1 year from the date of allotment: NIL
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Fund Performance
Fund's historical return comparison with other asset classes
Profile
Credit Quality Porfolio (%)
SOV 12.10
AAA 12.95
AA 53.20
A 9.96
BBB -
Below BBB -
D -
9.83
Note: AAA includes A1, A includes A2, BBB includes A3.
Scheme Category % of Change
month-on-month
Duration 2.3 2.1 -0.01
Maturity 2.99 2.93 -0.01
YTM 8.69 8.32 0
Other Schemes of the Same Category
Kotak Credit Risk Fund - Growth
BANK OF INDIA Credit Risk Fund - Regular Plan
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth
DSP Credit Risk Fund - Regular Plan -Growth
ICICI Prudential Credit Risk Fund - Growth
Nippon India Credit Risk Fund - Growth Plan
Axis Credit Risk Fund - Regular Plan - Growth
SBI Credit Risk Fund - Regular Plan - Growth
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option
HDFC Credit Risk Debt Fund - Growth Option
Performance

Scheme Performance (%)

Data as on - 13-05-2026

Yearly Performance (%)

NAV Movement

Investment Returns Calculator
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
Kotak Credit Risk Fund - Growth 01-05-2010 6.36 7.19 7.21 5.61 6.54
BANK OF INDIA Credit Risk Fund - Regular Plan 27-02-2015 16.86 11.03 9.54 27.5 2.42
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 05-04-2015 11.6 14.4 11.77 9.74 8.42
DSP Credit Risk Fund - Regular Plan -Growth 05-05-2003 9.6 15.76 15.54 11.94 8.02
ICICI Prudential Credit Risk Fund - Growth 05-12-2010 7.3 8.41 8.04 7.21 7.76
Nippon India Credit Risk Fund - Growth Plan 01-06-2005 7.11 8.24 7.99 8.33 5.92
Axis Credit Risk Fund - Regular Plan - Growth 15-07-2014 6.95 7.97 7.59 6.62 6.67
SBI Credit Risk Fund - Regular Plan - Growth 01-07-2004 6.4 7.68 7.38 6.8 7.14
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option 23-01-2015 6.2 7.63 7.51 8.32 7.45
HDFC Credit Risk Debt Fund - Growth Option 05-03-2014 6.11 7.52 7.25 6.5 7.38
Portfolio Analysis
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